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• FAQ

Commercial Mortgages

The market for commercial mortgages is not huge at the moment following the financial turmoil of recent months. However, they are still available, but will require a reasonable deposit of at least 25%. Beyond this the lender will need to know that the loan can be repaid. Existing businesses must demonstrate the ability to support the loan, and new borrowers must have a cast iron business plan and projections to convince a lender of the viability of the project. It is even more important to discuss matters fully with a broker as criteria varies greatly between lenders.

Your home may be repossessed if you do not keep up repayments on your mortgage.