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• FAQ

Commercial Mortgages

The market for commercial mortgages is not huge at the moment following the financial turmoil of recent months. However, they are still available, but will require a reasonable deposit of at least 25%. Beyond this the lender will need to know that the loan can be repaid. Existing businesses must demonstrate the ability to support the loan, and new borrowers must have a cast iron business plan and projections to convince a lender of the viability of the project. It is even more important to discuss matters fully with a broker as criteria varies greatly between lenders.

The Financial Services Authority does not regulate most commercial mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.